Financing with Our Dealership

Hometown Toyota takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Hometown Toyota Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Hometown Toyota can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Financing Made Simple - Apply for a Toyota Lease or Car Loan in Ontario, OR Today

Whether you're deciding to buy or lease a vehicle, we can help you come up with a plan. Each one has its own merits, and it's up to you to decide what aligns with your goal. When you buy and finance with a car loan, you're thinking long term and can build equity. Leasing offers lower payments and provides flexibility if you'd like to upgrade after the terms are completed. No matter what, our team is here to help you and discuss options, rates and more so you can make the smart choice for you!

Contact One of Our Finance Experts to Figure Out What Option is Best for You

We can answer any questions that you may have, or if you're ready to put us to work for you now, simply fill out our online credit app below. Expect a prompt response from one of our financial professionals - they will discuss next steps.

Your privacy is important to us.

Hometown Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Hometown Toyota

    313 SE 13th St
    Ontario, OR 97914

    • Sales: (541) 889-3151
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Get in Touch

  • Contact our Sales Department at: (541) 889-3151
  • Monday8:30AM to 8:00PM
  • Tuesday8:30AM to 8:00PM
  • Wednesday8:30AM to 8:00PM
  • Thursday8:30AM to 8:00PM
  • Friday8:30AM to 8:00PM
  • Saturday8:30AM to 6:00PM
  • SundayClosed